Huize Holding Limited (HUIZ) Earnings Call Transcripts
Huize Holding Limited's Latest Earnings Call - March 27, 2026
In the second half and full year of 2025, Huize Holding Limited reported strong financial results, with total revenue increasing by 27% year-over-year to RMB 1.6 billion. The company achieved a non-GAAP net profit of RMB 23 million, marking its second consecutive year of profitability. Management highlighted record highs in gross written premiums (GWP) and first-year premiums (FYP), reaching RMB 7.4 billion and RMB 4.6 billion respectively, driven by AI deployment and a growing customer base. Looking ahead, management expressed confidence in sustaining growth despite regulatory challenges in Hong Kong, signaling a robust outlook for 2026.
Reported metrics
| Metric | Value |
|---|---|
| Total Revenue | RMB 1.6 billion (beat) |
| Non-GAAP Net Profit | RMB 23 million (beat) |
| Gross Written Premiums (GWP) | RMB 7.4 billion (beat) |
| First-Year Premiums (FYP) | RMB 4.6 billion (beat) |
| Expense-to-Income Ratio | 26.3% (positive) |
| Customer Base | 12.3 million (positive) |
Guidance from management
Management expressed confidence in sustaining growth momentum in 2026, particularly in the Hong Kong market, despite regulatory challenges. They expect to continue leveraging AI to enhance operational efficiency and customer engagement.
What management said
Thank you, operator. In closing, on behalf of its management team, we would like to thank you for your participation in today's call. If you require any further information, feel free to reach us reach out to us. Thank you for joining us today. This concludes the call.
What analysts pressed on
Analysts raised concerns about operating expenses growing faster than revenue, which could indicate pressure on margins. There were also questions regarding the impact of regulatory changes in Hong Kong on growth momentum, as well as the disconnect between stock performance and fundamentals.
Main topics on the call
- Revenue Growth — Huize's total revenue for 2025 grew by 27% year-over-year to RMB 1.6 billion, driven by strong demand for long-term insurance products and the strategic deployment of AI solutions. Management stated, "This exceptional pe...
- Profitability Achievement — The company reported a non-GAAP net profit of RMB 23 million, marking its second consecutive year of profitability. This was attributed to improved operational efficiency and AI-driven cost savings, with management notin...
- Customer Growth — Huize added approximately 1.7 million new customers in 2025, bringing the total customer base to over 12 million. The average ticket size for long-term savings products increased by 38% year-over-year, indicating strong ...
- AI Deployment Impact — The deployment of AI solutions across the organization significantly improved operational efficiency, with the expense-to-income ratio improving by 5.9 percentage points to 26.3%. Management highlighted that AI has drive...
Read the full Huize Holding Limited transcript (March 27, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.
About Huize Holding Limited
Huize Holding Limited (HUIZ) is a publicly listed company in the Insurance industry, within the Financials sector. It trades on NasdaqGM and is based in US. EarningsCalls.dev maintains a free, full-text archive of its earnings call transcripts — 22 calls on record spanning March 31, 2020 to March 27, 2026. Every transcript is split into speaker-by-speaker segments with headline metrics, free to read or available through our REST API.
Earnings Call History
EarningsCalls.dev has 22 Huize Holding Limited earnings call transcripts on record, spanning March 31, 2020 to March 27, 2026. Based on this history, Huize Holding Limited reports quarterly. The most recent call on file is dated March 27, 2026. The full list is below — each row opens the complete, free-to-read transcript.
- Ticker
- HUIZ
- Exchange
- NasdaqGM
- Country
- US
- Sector
- Financials
- Industry
- Insurance
- Calls on record
- 22
- First call
- March 31, 2020
- Most recent
- March 27, 2026
- Reporting cadence
- quarterly
| Quarter | Date | |
|---|---|---|
| Earnings Calls | Mar 27, 2026 | Read transcript → |
| Q2 FY2025 | Sep 12, 2025 | Read transcript → |
| Q4 FY2024 | Mar 24, 2025 | Read transcript → |
| Q3 FY2024 | Dec 10, 2024 | Read transcript → |
| Q2 FY2024 | Sep 25, 2024 | Read transcript → |
| Q1 FY2024 | May 24, 2024 | Read transcript → |
| Q4 FY2023 | Mar 20, 2024 | Read transcript → |
| Q3 FY2023 | Nov 17, 2023 | Read transcript → |
| Q2 FY2023 | Aug 15, 2023 | Read transcript → |
| Q1 FY2023 | May 30, 2023 | Read transcript → |
| Q4 FY2022 | Mar 27, 2023 | Read transcript → |
| Q3 FY2022 | Nov 11, 2022 | Read transcript → |
| Q1 FY2022 | Jun 24, 2022 | Read transcript → |
| Q4 FY2021 | Mar 18, 2022 | Read transcript → |
| Q3 FY2021 | Dec 1, 2021 | Read transcript → |
| Q2 FY2021 | Sep 9, 2021 | Read transcript → |
| Q1 FY2021 | May 18, 2021 | Read transcript → |
| Q4 FY2020 | Mar 10, 2021 | Read transcript → |
| Q3 FY2020 | Nov 19, 2020 | Read transcript → |
| Q2 FY2020 | Aug 20, 2020 | Read transcript → |
| Q1 FY2020 | May 29, 2020 | Read transcript → |
| Q4 FY2019 | Mar 31, 2020 | Read transcript → |