Which companies discussed Layoffs & Restructuring in Financials in earnings calls?
42 companies mentioned layoffs & restructuring across 49 earnings calls in Financials over the past year, spanning 1 sectors. The most active were Affirm Holdings, Inc. (3 calls), Capital One Financial Corporation (3 calls), Nexi S.p.A. (2 calls). The table below ranks every company by how often the theme came up, with direct links to each transcript.
Mentions over time
Data table
| Quarter | Calls mentioning Layoffs & Restructuring |
|---|---|
| 2024Q3 | 3 |
| 2024Q4 | 8 |
| 2025Q1 | 8 |
| 2025Q2 | 12 |
| 2025Q3 | 6 |
| 2025Q4 | 8 |
| 2026Q1 | 16 |
| 2026Q2 | 17 |
| 2026Q3 | 5 |
Companies ranked by mentions
Representative quotes
…between -- somewhere around 160 people right now. And so no, it's not our intention to engage in sort of serial waves of layoffs. But what we did do here on a onetime basis was we encouraged some retirements. We streamlined a few functions…
…extent, simply because events, which had justified the overlift have failed to materialize. Romania is a good example. In retail, we had anticipated layoffs, which never happened and defaults from higher rates and inflation, which also never came through. This is also one or the other case where…
Executives): Yes. I mean we did -- the core conversion was completed at the end of March. There was -- there's a lot of layoffs as part of mergers that happened in the -- this quarter, our head count, I think, was down 130-something in the quarter…
…follow-up on Germany. I just was wondering if you could be -- you talked a little bit, Bernardo, about the layoffs in the automobile sector. Piergiorgio, you flagged specifically hospitality. Maybe you could just talk a little bit about the specific challenges there? Like is that, say, people…
Frequently asked questions
What is Layoffs & Restructuring and why are companies discussing it?
Headcount reductions and restructuring charges — the cost-discipline signal that shows up first when growth slows.
Which company mentioned layoffs & restructuring most in Financials in the past year?
Affirm Holdings, Inc. (AFRM) led with 3 calls referencing layoffs & restructuring, most recently on June 3, 2026.
How can I track layoffs & restructuring mentions across earnings calls via API?
The EarningsCalls.dev REST API exposes the same data behind this page. Use the search_transcripts and count_mentions_by_ticker endpoints to query our archive of 33,000+ earnings call transcripts — keyword search, sector / date filters, per-company mention counts, and the underlying full transcripts. See the API docs →
Related finance themes
Last updated: August 12, 2026. Methodology: full-text search across all earnings call transcripts in our corpus over the past 12 months, matching the canonical term and its aliases (layoff, layoff, layoffs, job cuts). Mentions are per call, not per occurrence within a call; the company-rank table is built by counting distinct calls mentioning the theme. Page refreshes every hour at the edge as new calls land in our archive.